Here you will learn why it is in your best interest NOT to get an Aria VISA Credit Card. You will learn how Aria from Providian Financial Corporation rips off innocent consumers.
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The following article was written by former customers Chuck and Joan Verner of Beaver Falls, PA.
Be very careful. When you read Aria's
Advertising on the Internet, they promise a lot. They promise low
interest, grace periods, no annual fees and more--this is the "bait".
However, after mailing you their card, they are known to "switch"
their terms and charge very high interest, give you little or no grace
period, and in some cases, have been known to ask people to send in a "fee"
to activate their card.
As of February 2000, our account
was paid in full; the balance was $0. The following month of March
we had $46.10 in purchases, and a finance charge of $9.90. Wow, $9.90
on $46.10--it would have been cheaper to use a loan shark! Where
is your grace period Aria?
While most companies offer a very modest
interest rate on balance transfers, the percentage rate Aria charged us
was 21.99%. We sent in very large monthly payments; they never applied
any of those payments to the balance transfer. Instead, they would
apply payment to any new purchases that were charged at a lower percentage
We made sure our last payment was sent
by U.S. registered mail because Aria has a tendency to delay crediting
of your account. One of our payments was sent in and they did not
credit our account for almost two weeks. Aria uses this tactic to
drive up the interest rate that we are charged. Aria will pull every
trick in the book to charge a higher interest rate whenever they can.
We even sent a registered letter by U.S.
Mail. In addition, we sent Aria numerous emails. Aria has never
replied! Aria could care less about answering any of our questions
regarding their poor billing practices.
When we contacted Aria by phone, they could
care less. The representative had an I don't care attitude, and no
effort was ever made to resolve our problems. But at least one accomplishment
was made--WE CANCELED OUR ACCOUNT!
Dale O. Feinstein
Providian Shares Drop As Fraud Investigation Continues. - (Rediff on the Net News)
Credit Card: Horror Stories: Late fees top the list. - (News from Bankrate.com)
Providian To Return Millions. - (San Francisco Chronicle)
ConsumerAffairs.com - (Consumer complaints on Aria)
ConsumerAffairs.com - (Consumer complaints on Providian)
Don't you just love being ripped off? - (Former employee's comments from Epinions)
I Hate Providian Financial. - (An outraged customers website)
The Iron Screw of Providian Financial. - (An outraged customers website)
Providian Financial Predatory Practices. - (An outraged customers website)
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